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Szerlip & Co. Blog

View the latest blog posts from Szerlip & Co..

Friday, June 16, 2017

The Differences Between Term and Whole Life Insurance

Buying life insurance now helps protect your dependents later if you’re not around to take care of them. After you’re gone, your family can use the proceeds to cover funeral costs, mortgage payments, college tuition and other expenses. There are two main types of life insurance: term and permanent. READ MORE >>

Wednesday, June 7, 2017

Top Reasons Why Your Business Needs Insurance

Running a business comes with inherent risks: An employee could get injured on the job; a natural disaster could destroy property; or a client could file suit, alleging a contractual breach. For those and other reasons, it is important to protect your assets, both business and personal. READ MORE >>

Wednesday, May 31, 2017

Reasons Why Life Insurance is the Best

How great is life insurance? Pretty darn great. In honor of Life Insurance Awareness Month, we're looking at some of the great things life insurance does for America, from protecting families to employing millions. These statistics are proof that what you're doing matters. READ MORE >>

Wednesday, May 24, 2017

How To Save Money On Life Insurance

There are ways to save money when buying life insurance, but they don’t always entail paying a lower premium immediately. As your top priority, look for a policy that meets your needs. Buying the wrong benefits for a low premium is a waste, not a saving. Beyond that, here are some ways to maximize your life insurance dollars. READ MORE >>

Friday, May 19, 2017

5 Events That Increase the Need for Life Insurance

Did you know that 41 percent of all life insurance purchases are event-related? For many of us, life insurance never crosses our minds until we marry, or buy a house or start our own business. While the trigger events are varied, the need — life insurance — is the same. READ MORE >>

Thursday, May 11, 2017

Why should I buy life insurance?

Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations: Replace income for dependents If people depend on your income, life insurance can replace that income for them if you die. READ MORE >>

Thursday, May 4, 2017

No Dental Insurance? Don’t Wait for Something to Go Wrong

Neglecting oral health could be a costly exercise in denial. The national debate over health insurance largely overlooked dental coverage. But many of the problems in the health care industry – lack of access, high costs and poor health outcomes – afflict dental coverage, too. READ MORE >>

Friday, April 28, 2017

Is dental insurance worth the cost?

Dental insurance premiums can be more expensive than simply paying out of your own pocket for routine checkups and cleanings. So if you're one of the millions of Americans with no dental coverage, is a policy for your pearly whites worth the cost? The answer may depend on whether you expect to face aching bills for your teeth. READ MORE >>

Friday, April 21, 2017

The Renters Insurance Perk Few People Know About

Most tenants don’t see the value in having renters insurance, in part because they are unaware of a coverage it provides: loss of use. Along with coverage for personal property and liability protection, in the event a lawsuit is filed against a policyholder, renters insurance helps cover loss of use, or sometimes additional living expenses, if a home becomes uninhabitable. READ MORE >>

Friday, April 14, 2017

13 Types of Insurance a Small Business Owner Should Have

1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance.  The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party. 2. READ MORE >>

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