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Szerlip & Co. Blog: tips

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Most tenants don’t see the value in having renters insurance, in part because they are unaware of a coverage it provides: loss of use. Along with coverage for personal property and liability protection, in the event a lawsuit is filed against a policyholder, renters insurance helps cover loss of use, or sometimes additional living expenses, if a home becomes uninhabitable. READ MORE >>

1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance.  The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party. 2. READ MORE >>

So, your honey popped the big question on Valentine’s Day. You couldn’t be more thrilled and the ring is to die for! But, what if it’s lost or stolen? While there is no way to insure the sentimental value of such a gift, having the right insurance coverage will provide financial protection, according to the Insurance Information Institute (I. READ MORE >>

Whether you are married or living with a partner, splitting up affects your home owners insurance needs. Add a few insurance-related tasks to your post-breakup to-do list to find out if you’re over- or underinsured.   READ MORE >>

Revisiting some old Super Bowl party tips that should still apply to this year.... The clock is counting down to kick-off time for this year’s Super Bowl 50, and you’re in the midst of party planning. But have you added reviewing your insurance coverage to the checklist? READ MORE >>

Homeowners policies typically cover the average dog bite claim, but you’ll need an umbrella policy to protect you if your dog causes a more serious injury. Dog bites accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2012, costing insurers more than $489 million, according to the Insurance Information Institute and State Farm. READ MORE >>

A home inventory of your belongings for insurance purposes is a relatively inexpensive way to make any future claims go smoother. Creating a home inventory for insurance doesn’t need to be complicated. All you really need is a pencil and paper. READ MORE >>

The exercise equipment gathering dust in Americans' bedrooms and basements is a familiar sign of the way New Year's resolutions often are quickly abandoned. But a few resolutions you'll not only want to make but also stick with involve being more prudent about insurance. READ MORE >>

Before you start decorating your home for the holidays, it's a good idea to take the time to educate yourself about Christmas light safety. Holiday lights can add a festive touch to your home inside and out, as long as they are used as directed, observing all necessary safety precautions. READ MORE >>

Candles, lights and decorations are an essential part of the holiday season. Unfortunately, they also increase the risk of fire and injury. Each year fires occurring during the holiday season injure nearly 3,000 individuals and cause over $900 million in damage.* READ MORE >>

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